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What is a Personal Loan?

Learn more about our convenient lending services.

Quick and Easy Loans at Pounds to Pocket

If you need money to improve your home, advance your career, or cover the cost of an unexpected surprise, Pounds to Pocket can help! You can apply for one of our loans in a few simple steps. We understand that when money is tight and you need some financial help, it is important to be able to receive the funds you need quickly, which is why we have developed our cash loans service to provide a fast solution to your immediate money needs.

Sometimes, applying for a loan can be a real hassle, but thanks to Pounds2Pocket, you never have to worry that organising a loan will take too long. You can complete a simple online application for one of our fast 12-month loans in just 5 minutes, and there is no need to spend time filling in or faxing through extra paperwork. You could even have the funds sent directly to your account within 10 minutes of your loan being approved, which makes our loans a convenient choice when you are looking to gain the extra funds you require with the minimum of fuss.

Finance with Simple Repayments

At Pounds to Pocket, we understand that how you will repay your loan is one of the most important considerations when you are arranging one of our unsecured loans. Our service is designed to make it simple to make regular repayments to enable you to successfully pay off your unsecured loan. Simple monthly payment schedules will help you to budget effectively, and you can be rest assured that you will never be penalised for paying one of our short-term loans back early.

To make it easier for you to keep track of your repayments, you will have access to your own personal account where you can view the details of your payment schedule. We offer two options for repayment of our loans, which both enable you to make payments with the minimum of fuss. Payments can be automatically deducted from your debit card on a monthly basis, or alternatively you can make scheduled payments from your bank account.

Whichever option you choose, repaying one of our loans can be simple and straightforward.

Responsible Lender of Unsecured Personal Finance

As well as being committed to offering a quick and easy service to our customers arranging unsecured personal finance or unsecured loans, Pounds to Pocket is also dedicated to responsible lending. This means that we always follow responsible lending practices and strive to deliver personal loans to only those customers who qualify.

At Pounds to Pocket, we specialise in 12-month loans for a variety of requirements. As a fully licensed lender in the UK and member of the Consumer Credit Trade Association (CCTA), Pounds to Pocket will always follow fair and honest lending practices.

Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. Terms and Conditions apply. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less-than-average credit ratings. §Once approved, funds will be sent to your account within 10 minutes. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.

1All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.

Pounds to Pocket is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence #: 603395.