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What We Offer

At Pounds to Pocket, we are dedicated to providing our customers with fast, convenient and straightforward lending services. As a fully licensed lender in the United Kingdom, we are dedicated to responsible lending practices and strive to meet the unique needs of all of our customers.

We provide our customers with...

  • 10-Minute Transfer,§ available 24/7
  • A quick and easy online application that can be completed from the comfort and privacy of home. There's nothing to fax and no extra paperwork to post.
  • Easy monthly payments with no hidden fees. Plus, customers can repay early with no penalties or extra charges.

Who We Are

As part of the Enova Financial Inc. family of companies, we are affiliated with one of the worldwide leaders in alternative lending solutions with over 25 years of experience in the subprime lending industry. Plus, as a member of the Consumer Finance Association (CFA), Pounds to Pocket is dedicated to only fair and honest lending practices.

Pounds to Pocket Licensing

  • Consumer Credit Licence #603395/1 under the Consumer Credit Act 1974
  • Information Commissioner's Office registration #Z9919587 in compliance with the Data Protection Act of 1998

Our team is made up of dedicated professionals working to provide convenient lending services to our customers. Meet some of the faces that make up the Pounds to Pocket community:

Meet Tim, our Personal Loans President with Pounds to Pocket"At Pounds to Pocket, our goal is to provide convenient and innovative lending options coupled with the highest quality customer service available." Tim Ho, President

Meet Annie, a Cash Loans Copy Writer with Pounds to Pocket"I love coming up with new ideas and programs! It's satisfying to work on projects that result in a better experience for our customers." Annie Perkins, Marketing Associate

Meet Ken, VP of Global Operations with Pounds to Pocket"At Pounds to Pocket, we care about our customers. All employees follow a strict code of best business practices in order to offer our customers access to cash through a fair product." Ken Pedotto, VP Global Operations

Contact Us with any comments or suggestions about how our services could better fit your needs.

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Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less than average credit ratings. §Once approved, funds will be sent to your account within 10 minutes. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.

1All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.