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Pounds to Pocket and Your Future Budget

Your Pounds to Pocket personal loans family has a unique way at looking at personal finance that we take to heart.  It has to do with fantasy versus reality.  Yes, we know that sounds like a movie.  The thought is, you always think the Future You will have more money. Yourself, like the Pounds to Pocket personal loans family, are all positive thinkers, and this reflects on our finances. Sometimes your future life does not live up to the expectations, or it exceeds them.  The bottom line, we cannot predict our future, so you have to act NOW to protect your finances.

  • Plan – Set goals for your future. Yes, we know these goals will change, and that is okay.  However, use these goals to create a financial budget for “now.”
  • Practice – Remember, Future You is not here yet. This is the time to develop good financial habits.  Create a budget, stick to it, set goals, and stop spending on the important stuff that will get in the way of those goals.
  • Avoid – Debt.  No one wants it.  Do not make things tougher on Future You by getting into it.
  • Save – Save for retirement and other goals now.  The sooner you start saving, the sooner Future You will have a smile on their face.

Your Pounds to Pocket personal loans family wants to know what you are doing now to help out Future You.

Photo: Flickr User

Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year. The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less than average credit ratings. §Funds will be sent to your account within 1 hour, if approved between 00:30 and 22:00. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.