Your Pounds to Pocket personal loans team has been talking a lot about personality lately. Spending Personality. A Spending Personality identifies who you are as a consumer. As much as your Pounds to Pocket personal loans team loves to talk about budgets and saving, knowing who you are as a consumer and a spender is just as important.
- Are you frugal of extravagant?
- Do you shop when you are emotional?
- Do you clip coupons or look for deals online?
The goal of finding your Spending Personality is to find out how much money you can reasonably spend each day you walk out the door. Learning about your spending habits can lead to more savings. Take a look at your budget and answer these questions to start.
- “What and where do I like to spend money?”
- “Where are the weak spots in my budget?”
- “What are my strengths as a shopper?”
You will find that your Spending Personality can change over time. Use your new Spending Personality to identify budgeting flaws. The more you know about how you spend, the more you know how to save.
What is your Spending Personality, and are you going to make any changes? Your Pounds to Pocket personal loan family wants to know.
Photo: Flickr User