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Rates and Terms

  • Customers can get up to £2,000.†
  • Your finance charge will vary depending on your loan amount and payment dates.
  • Your loan duration will be up to 12 months.

How much can I receive?

Customers can receive up to £2,000.† Your initial loan amount will depend on your personal qualifications and credit history. After successful repayment, you may be eligible for a higher loan amount.

How much will my loan cost?

The rate you pay depends on an assessment conducted by us of your individual circumstances.1 The exact finance charge of your loan will depend on the amount of which you are approved and your payment dates. For example, a £500 loan borrowed for 365 days with a monthly payment schedule and 12 payments of £79.09 each has an applicable Representative 278% APR.

There are no hidden fees! You will only pay interest for the duration you choose to keep your loan. A flat fee of £12 per instalment is charged if a payment is late. Once you pay your loan in full, your obligation is complete. You can even repay your loan early with no pre-payment penalties!

Amount borrowed Monthly payment APR
£300 £47.46 278%
£500 £79.09 278%
£700 £110.74 278%
£1000 £158.19 278%

Loan examples based on loans funded 1 January 2012 with a term of 365 days.

How long do I have to pay off my personal loan?

You have 12 months to pay off your personal loan; however, you can repay your loan early without any pre-payment penalties.

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Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. Terms and Conditions apply. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less-than-average credit ratings. §Once approved, funds will be sent to your account within 10 minutes. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.

1All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.

Pounds to Pocket is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence #: 603395.