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Forum Chatter Payment clearance

Payment clearance
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December 17, 2011


Kelly
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Hi, i have just made my last payment on my current loan. I would like to know how long it takes for the payment to go through because i would like to reapply asap ????

December 19, 2011


PoundsToPocket

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Good Morning Kelly- great question. Thanks for posting!

We are happy that you want to apply for a second loan. If you have made your payment by Direct Debit which authorizes a withdrawal directly from your bank account, to retrieve the funds usually takes 3 working days to clear and then your loan status should then update to "Paid Off." Otherwise another form of repayment is by using your debit card which processes payments immediately if successful.

If you would like more details regarding the payment you have made online, please contact our Customer Service Department via phone at 0800-635-0841 or via Live Chat and a representative would be happy to assist you.

Hope this helps!
:-}

March 31, 2012


kim tullett
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Hi i wounder if u could help me how much can u borrow the first time and all so how much will be stop out off my account a month.

March 31, 2012


kim tullett
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kim tullett said:

Hi i wounder if u could help me how much can u borrow the first time and all so how much will be stop out off my account a month.

March 31, 2012


PoundsToPocket

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Hello Kim Tullett,

 

Once a customer applies, we will have to perform a verification check before a loan can be approved.  Also the finance charge on your loan will depend on the amount for which you are approved and your payment dates. Please keep in mind upon approval, customers can receive funds within 10 minutes.

 

Sincerely,

P2P
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Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year. The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less than average credit ratings. §Funds will be sent to your account within 1 hour, if approved between 00:30 and 22:00. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.