How it works – Pounds to Pocket

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Pounds to Pocket

Call to Apply: 0800 016 3109

How Does a Personal Loan Work?

An online personal loan is a quick and convenient way to get money for a variety of financial needs.

Here's how it works:

Apply online in just five minutes from the comfort and privacy of home
Get funds sent to your current account within 10 minutes of approval.
Repay your loan gradually over time in regularly scheduled payments
Repay your loan early without any pre-payment penalties

After you apply, you can access your personal account 24/7 to view your payment schedule. In the future, you'll also be able to request a new loan with just a click of a button. Visit our FAQ page to learn more.

When Will I Receive My Loan?

Apply any time day or night and have cash sent to your bank account within 10 minutes of approval.^§

Apply Now For Cash In 10 Minutes^§

What Will My Loan Terms Be?

New customers can receive up to £2,000.^† Loans are borrowed for a 12-month period with payments due monthly. Visit our Rates & Terms to learn more.

What Information Do I Need to Apply?

Employment and income details
Bank account details

Who May Qualify for a Loan?

You must meet the following requirements:

Have a valid bank account
Receive an income through employment or self-employment
Be a resident of the United Kingdom
Be at least 18 years of age

Where Do I Make My Repayments?

You can choose from two convenient repayment options that allow you to make payments right from the comfort and privacy of your home:

Debit Card: Your regularly scheduled payments will be automatically withdrawn from your debit card on your due dates at no additional cost to you. You don't have to worry about remembering to send in payments each time!

Direct Debit Authorisation: Use this option if you don't have a debit card. Your regularly scheduled payments will be automatically withdrawn from your bank account on your due dates.

What If I Have More Questions?

Call Customer Service at 0800 016 3106 or use our online chat. You can also visit our forum and find the answer to your question or ask your own.

New Customers
Apply Here

Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.¹ The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. Terms and Conditions apply. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less-than-average credit ratings. §Once approved, funds will be sent to your account within 10 minutes. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.

¹All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.

Pounds to Pocket is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence #: 603395.