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Call to Apply: 0800 016 3109
What is a Personal Loan?
A personal loan is a loan that can be taken out by all UK citizens that have a source of income and are at least 18 years of age:
- Loan amount: typically ranges from £400 to £2,000†
- Who lends?: Banks, brokers, online lenders, brick-and-mortar lenders
- Repayment: Broken out in monthly repayments over 6 months or more
Benefits of Personal Loans
- Allows securing of funds when you need it most
- Following repayment schedule can help with credit score
- Because paid back in instalments, they are more affordable than payday loans, which are paid back as a one time payment.
- APR is generally lower than payday loans
What's Special About Pounds To Pocket Personal Loans?
- 10-Minute Transfer at no extra cost§: We are one of the first online personal lenders that offer cash sent within 10 minutes of approval,§ even on weekends and bank holidays.
- They Are Unsecured: Unsecured personal loans are especially convenient because you don't need to put any of your possessions up for collateral.
- They Are Online: Our five-minute online application, available day or night, ensures that you can apply from the comfort of your home at your convenience, and when you need it most
- Nothing To Fax¶: We understand that faxing or e-mailing documents can be a big hassle, especially when you are in a financial emergency. We only take the accurate information you have provided in your application to get you approved.
- Perfect Credit Is Not Necessary‡: Even if you have imperfect credit, don't worry. Apply for a loan with us and get approved for a loan that you find affordable. We credit ourselves with responsible lending practices, and we will approve you with the loan amount you find affordable to ensure that you do not get in more debt, and also may help improve your credit score.
- Round the Clock Online Personal Account Access: You will be given your own online account with us when you apply. You can check your loan status at any time you want
To learn more about Pounds to Pocket and our quick and easy personal loans, visit our How It Works or FAQ pages.
Also visit our resources page to learn more about finance.
Representative 278% APR. Representative example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. Terms and Conditions apply. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over. †The loan amount that you receive is subject to your individual status review by Pounds to Pocket. ‡Pounds to Pocket checks your status with Credit Reference Agencies but may still approve those with less-than-average credit ratings. §Once approved, funds will be sent to your account within 10 minutes. If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. Learn more. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.
1All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.
Pounds to Pocket is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence #: 603395.