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Pounds to Pocket now lends under the name On Stride Financial, offering more funding options for qualified applicants. Visit On Stride Financial's Website to learn more and apply today!

6 to 36 Month Loans in 10 Minutes, 24/7§

How much do you need?

On Stride Financial is rated 4.8 out of 5 by Reviews.co.uk based on 1,252 reviews

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £900 for 10 months at £162.56 per month. Total repayment of £1,625.60. Interest: £725.60. Interest rate: 140% pa (fixed). 315.4% APR Representative.

Instalment Loans v. Payday Loans

When money emergencies arise, sometimes a payday loan just won't cut it. Maybe you need a higher loan amount than payday lenders typically offer, or perhaps you need more time than just a few weeks to pay the loan back. In these cases, you may find that a short-term instalment loan is the product you're looking for, rather than a payday loan. With an instalment loan you will most likely be responsible for lower payments per instalment but will then have to pay more in total over the course of the loan, possibly making it the more expensive option.

6- to 36-Month Instalment Loans

At On Stride Financial, you can apply for a personal loan of up to £5,000. If you’re approved to borrow from us, you can take anywhere from 6 months to 3 years to repay your loan, making gradual repayments every month. Depending on your financial circumstances, an instalment loan could be more affordable for your monthly budget than a payday loan.

Not sure which product to use? On Stride Financial has a Rates & Terms page to give you an idea of just how much an On Stride Financial loan will cost. (One of the great things about our 6- to 36-month instalment loans is that you can build your own repayment schedule that's custom-made for your budget.)

Criteria to Apply for an Instalment Loan

You may apply for a 6- to 36-month instalment loan at On Stride Financial as long as you meet these four requirements:

  1. You are 18 years or older
  2. You are a U.K. citizen
  3. You have a valid bank account
  4. You have a steady income

If you meet the above criteria, you're welcome to apply! The application can be completed and submitted in a matter of minutes. After it's submitted, we will provide you with a loan decision. If you're approved, money will be sent to your bank account within 10 minutes after approval,§ and you can make gradual repayments over time.

Are you looking for a personal loan like ours? Apply any time with our 24/7 online application!