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6 to 12 Month Loans in 10 Minutes, 24/7§

How much do you need?

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Instalment Loans v. Payday Loans

When money emergencies arise, sometimes a payday loan just won't cut it. Maybe you need a higher loan amount than payday lenders typically offer, or perhaps you need more time than just a few weeks to pay the loan back. In these cases, you may find that a short-term instalment loan is the product you're looking for, rather than a payday loan.

6- to 12-Month Instalment Loans

Here at Pounds to Pocket, you can apply for a personal loan of up to £2,000. If you’re approved to borrow from us, you can take anywhere from 6 to 12 months to repay your loan, making gradual repayments every month. Depending on your financial circumstances, an instalment loan could be more affordable for your monthly budget than a payday loan.

Not sure which product to use? Our online loan calculator that gives you an idea of just how much a Pounds to Pocket loan will cost. (One of the great things about our 6- to 12-month instalment loans is that you can build your own repayment schedule that’s custom-made for your budget.)

Criteria to Apply for an Instalment Loan

You may apply for a 6- to 12-month instalment loan at Pounds to Pocket as long as you meet these four requirements:

  1. You are 18 years or older
  2. You are a U.K. citizen
  3. You have a valid bank account
  4. You are employed with a steady income

If you meet the above criteria, you’re welcome to apply! The application can be completed and submitted in a matter of minutes. After it's submitted, we will provide you with a loan decision. If you're approved, money will be sent to your bank account within 10 minutes after approval,§ and you can make gradual repayments over time.

Are you looking for a personal loan like ours? Apply any time with our 24/7 online application!