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Pounds to Pocket now lends under the name On Stride Financial, offering more funding options for qualified applicants. Visit On Stride Financial's Website to learn more and apply today!

Apply Online for a
12 Month Loan

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On Stride Financial is rated 4.8 out of 5 by Reviews.co.uk based on 1,252 reviews

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £550 for 7 months at £122.43 per month. Total repayment of £857.02. Interest: £307.02. Interest rate: 150% pa (fixed). 313.1% APR Representative.

Apply Online for 12 Month Loans

Do you need some extra cash to help pay off your hefty car repair bill or are you dealing with another unexpected expense? Apply at On Stride Financial for a 12 month loan of up to £5,000 and, if approved, get cash sent to your bank account within 10 minutes after approval.§

Familiar with payday loans? Find out how On Stride Financial loans can be an alternative to your traditional payday loans. Everything that payday loans can offer — plus more!

Apply online now for a 12 month loan from On Stride Financial. It has never been so convenient to apply for the cash you need from your own home. No need to travel or take time off from work since our 12 month payday loans work on your schedule. We offer a straightforward application with 52 weeks to repay your loan.

Pay back your loan amount in manageable installments over a 12 month period of time, if approved. Payments will even be automated. Money will be taken directly from your debit card or bank account (whichever repayment method you choose) without any extra effort on your part at all. Apply for 1 year loans today and if approved, have 12 full months to repay!

Need An Emergency 12 Month Loan?

Life is full of unplanned emergencies, many of which require funds you may not have. When damaged plumbing leaves you waterless, or a flat tire stops you in your tracks, you can't just move on — these are problems that need to be taken care of. So how do you solve them? If you can't borrow from friends or family, you may want to consider a 12 month cash loan.

If you need to access funds that you don't have, you can always start by approaching friends and family for help. While this can be a hard conversation to have, it offers a funding option that won't necessarily include interest. For those who don't know, interest is a percentage charged on a loan over the requested amount. For instance, for a £100 loan with an annual rate of 5% interest, the year-end repayment amount would be £105. By requesting a loan from a close friend or family member, you may have the opportunity to bring home a loan with little or no interest.

Examples of 12 Month Personal Loans

Say you need money to cover an unexpected expense. If you apply with us and get approved for a loan of that amount, the cash may be sent directly to your bank account within 10 minutes after approval.§ Once you see the funds in your account, you're free to pay the bills you need to pay.

After that, every month you will make a repayment on the loan until it's paid in full. Everyone's finances are different, so what may work best for you won't work for someone else. If you choose a 6 month personal loan, your instalment payments will be higher each month, but overall you will have to pay less interest. If you'd prefer a 10 or 12 month personal loan, you'll pay less each month (compared to a 6 month personal loan), but the total amount you repay will be higher than the 6 month option.

12 Month Cash Loans from On Stride Financial

While friends and family can always be your first call if you're in need of emergency funds, sometimes they're simply not an option. If this is the case, you may want to consider taking on a 12 month cash loan. Traditional lenders often offer larger loans and lower interest rates, and should be considered. However, if you have less-than-perfect-credit, it can be difficult to get a loan from one of these traditional lenders. There are other loan providers, such as On Stride Financial, that provide personal loans for smaller amounts and for shorter periods of time, such as 6 or 12 months. These loans generally also come with higher APRs.