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About Us

Our mission is to help hardworking people fulfil their financial responsibilities with trustworthy credit.

Warning: Late repayment can cause you serious money problems. For help, go to
Representative Example: Borrow £550 and pay £98.54 per month for 12 months at a fixed interest rate of 172% per year.1 The total charge for credit is £632.50 (all interest). The Total Repayable is £1182.50. 399% APR Representative.
At Pounds to Pocket, we like to keep things straightforward. That’s why we made it so you can build the personal loan you need and repay anywhere between 6 and 12 months.


Pounds to Pocket launched in 2010 and is a two-time Credit Today Finalist for Alternative Lender of the Year in 2012 and 2013. We’re always striving to improve your customer experience and add to the list of unique features currently offered, including:
  • The Pounds to Pocket LoanBuilder
  • Pound Place, the financial resource centre
  • A convenient mobile website

Lending Code

Pounds to Pocket is licensed under the Consumer Credit Act 1974 and follows all applicable UK lending rules and regulations. We run checks on credit history, affordability and creditworthiness to assess each applicant's ability to repay. As a member of the Consumer Credit Trade Association and CIFAS, the UK's fraud prevention service, Pounds to Pocket is committed to making sure your information is protected at all times.
Thousands of satisfied customers
9 out of 10 customers would recommend us to friends, relatives and colleagues
93% of customers are satisfied with the service they recieve
Customer satisfaction data from April to May 2013 surveys of 159 Pounds to Pocket customers
4.3 out of 5 stars
Google Product Review, 31 May 2013
Credit Today Award 2012 Finalist
Alternative Lender of the Year
Credit Today Award 2013 Finalist
Alternative Lender of the Year