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About Us

Our mission is to help hardworking people fulfil their financial responsibilities with trustworthy credit.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

At Pounds to Pocket, we like to keep things straightforward. That's why we made it so you can build the personal loan you need and repay anywhere between 6 and 12 months.


Pounds to Pocket launched in 2010 and is a two-time Credit Today Finalist for Alternative Lender of the Year in 2012 and 2013. We're always striving to improve your customer experience and add to the list of unique features currently offered, including:
  • Pound Place, The Scoop on How to Save
  • A convenient mobile website

Lending Code

Pounds to Pocket is authorised and regulated by the Financial Conduct Authority (registration # 673738) and follows all applicable UK lending rules and regulations. We run checks on credit history, affordability and creditworthiness to assess each applicant's ability to repay. As a member of the Consumer Credit Trade Association and CIFAS, the UK's fraud prevention service, Pounds to Pocket is committed to making sure your information is protected at all times.
Thousands of satisfied customers
9 out of 10 customers would recommend us to friends, relatives and colleagues
93% of customers are satisfied with the service they receive
Customer satisfaction data from April to May 2013 surveys of 159 Pounds to Pocket customers

Pounds to Pocket has been providing loans to individuals in the UK for over four years, and is a part of Enova International which also includes these brands:

Pounds to Pocket is rated 4.2 stars by Reviews.co.uk based on 309 reviews

Credit Today Award 2012 Finalist
Alternative Lender of the Year
Credit Today Award 2013 Finalist
Alternative Lender of the Year