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Chris Laverty, Trevor OSullivan and Andrew Charters of Grant Thornton UK LLP were appointed as joint administrators of CashEuroNet UK LLC on 25 October 2019.
If you receive any requests to make payment to any other bank accounts, please inform our Customer Support team immediately on 0800 056 1515 for QuickQuid or 0800 210 0923 for On Stride Financial (formerly Pounds to Pocket).
For more information visit https://casheuronetukadministration.grantthornton.co.uk/
Please remember, never give personal information or account details to anyone who contacts you unexpectedly. We will never ask for your bank details.

Pounds to Pocket now lends under the name On Stride Financial, offering more funding options for qualified applicants. Visit On Stride Financial's Website to learn more and apply today!

Looking for Cheap Loans?

Learn about the cost of an On Stride Financial loan.
How much do you need?

On Stride Financial is rated 4.8 out of 5 by Reviews.co.uk based on 1,252 reviews

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £550 for 7 months at £122.43 per month. Total repayment of £857.02. Interest: £307.02. Interest rate: 150% pa (fixed). 313.1% APR Representative.

Can I get a Cheap Loan?

The cost of a loan tends to be based on factors that include the borrower's credit, the length and amount of a loan, and whether or not a loan requires collateral. When one talks about a "cheap" loan, they're talking about one in which the lender is comfortable charging less for credit based on those factors.

For instance, a customer with a high credit score will have a history of repaying their debts on time. A lender will be more likely to believe that they will make their repayments in a timely fashion, and they will then be able to offer lower (cheaper) interest rates. On the other hand, borrowers with lower credit scores will tend to be charged higher interest rates, making it relatively more expensive to borrow money.

Shorter and smaller loans also tend to have higher interest rates, but because they last a shorter time, they wind up costing less than larger loans with the same interest rate.

Finally, borrowers who offer up collateral — something of value that a lender can seize if the loan isn't repaid — can get lower interest rates because the lender is assured of getting something, even if the borrower defaults.

Are On Stride Financial's Loans Expensive?

Our instalment loans have a Representative APR of 315.4%. Though this rate is not considered cheap compared to most loans from banks, if you have trouble getting lower interest rates, there may be good reasons for you to consider taking out a loan with us.

For instance, bank overdraft fees can quickly compound, costing you a lot because of a small mistake. Getting the cash to make up a bank account shortfall can save you money in the long run if the charges you would have incurred are less than the cost of your loan.

Similarly, losing your job because your car broke down is potentially far more costly than the interest associated with one of our loans. Getting the funds you need to afford repairs ensures that you'll still have access to your source of income.

About On Stride Financial's Instalment Loans

On Stride Financial offers instalment loans up to £5,000, repaid over 6 months to 3 years. Our application process is simple and straightforward, and we look at your entire financial situation, meaning you don't need perfect credit to be approved. And if you ever run into any issues, our dedicated customer support team is here seven days a week to answer your questions via phone or email.