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Personal Loan Comparison Chart

Loan shopping? Review this chart for more information about the loans Pounds to Pocket offers.

Save up to 20% on your first scheduled payment with promo code P2P11

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

What is the loan duration? 6 - 12 months
If approved, how much can customers borrow? Up to £2,000
If approved, how quickly can I receive the money? Within 10 minutes after approval§
What is the fee for faster funding? FREE
What is Pounds to Pocket's advertised representative APR? 277.6%

How to Decide on a Loan Provider - Pounds to Pocket vs. Lending Stream

How much do you want to borrow? How long do you want to repay? Can you afford the repayments? These are some of the most crucial questions to ask before you dive in and apply for a personal loan.

At Pounds to Pocket, you can borrow as much as £2,000 and take anywhere from six to 12 months to pay it back. The advantage of having flexible repayment options is that you can customise your loan to suit your budget, if approved. For instance, your monthly repayment will be higher if you choose to repay over six months, but the overall cost of your loan will be lower. The reverse is true for a 12-month loan — your monthly repayments are lower, but the overall cost of your loan is higher.

Their loans are designed for your payment due dates to fall on the same day as your pay dates. As a result, you may have to pay weekly or fortnightly. All loans at Lending Stream are approximately six months in duration, but at Pounds to Pocket you can choose to borrow for a longer period of time — up to a full year.

Higher Loan Amounts at Pounds to Pocket

Another plus about applying at Pounds to Pocket is that you may be approved for up to £2,000. At our competitor, approved customers taking out their first loan can only receive up to £800 while returning customers can receive up to £1,500.

Any UK resident with a valid bank account can apply for a loan at Pounds to Pocket, as long as he or she is at least 18 years old. There are no hidden fees. We don't charge extra for fast funding to your bank account, and there's no additional fee for repaying early. If you'd like to apply with Pounds to Pocket, just click the button below to go to the application!

All costs and information verified on 12th December 2018 from LendingStream.co.uk

Discount: (a) Please note that if you repay the first instalment on the scheduled due date, you will qualify for a 20% discount on that repayment only. (b) If the discounted amount exceeds the interest portion of your first payment, your actual discount for the first scheduled payment will be equal to the interest portion of your first payment. As a result, your first payment will be interest-free and will only consist of the principal due on that day. All other remaining payments will remain as scheduled in the amounts contracted for in your loan agreement. Promo code must be redeemed at the time of application, can only be used once and cannot be combined with any other offers.