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6 to 12 Month Loans in 10 Minutes, 24/7§

How much do you need?

Pounds to Pocket is rated 4.2 stars by Reviews.co.uk based on 309 reviews

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Credit Cards for Bad Credit

When you have less-than-perfect credit, it might seem as though borrowing money is an impossibility. And while certain credit cards may approve you with less-than-perfect credit, it will likely come with a very low limit. If you're looking to borrow up to £2,000 consider applying for an instalment loan with Pounds to Pocket.

First Time Borrowers Are Welcome to Apply

If you are a first time borrower looking for a short-term cash loan, finding the right lender and applying for a loan may seem like a very difficult task. Thankfully, the internet makes it easier than ever to compare different lenders' rates and terms — so you can find the loan that best fits your needs and your budget.

Whether you need cash for car repairs or emergency medical bills, at Pounds to Pocket you can apply for the cash you've been looking for with no hidden fees. If you're approved to borrow, you can set up an automatic repayment plan using your debit card.

How Does Pounds to Pocket Work?

If you are a U.K. citizen aged 18 or over and you have a steady income and a bank account, you're eligible to apply for a personal loan at Pounds to Pocket. It takes just minutes to fill out our application.

After we review your details, we will provide you with an approval decision. If your application is approved, you’ll get the cash you need sent directly to your bank account within 10 minutes after approval, at no extra cost!§

You can then pay off the loan over the course of 6 – 12 months with automatic withdrawals from your debit card, or with direct debits from your bank account. How exactly does this work? On a set date every month (usually your payday), the repayments will be deducted directly from the debit card or bank account you provided on your loan application. Your repayment method is up to you. You can pay off your loan without ever having to take out your chequebook!

Questions? Contact Pounds to Pocket Today

If you're approved, as a first time borrower you can receive up to £2,000. Our online application is available 24/7, and our customer support team is available seven days a week via email, live chat or phone. If you have any questions about our personal loans, give us a ring at 0800 016 3106, and we'll be happy to help you understand the process.