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Instalment Loans for Emergency Situations

How much do you need?

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Is an Emergency Loan Right for Your Situation?

Many people find themselves in a financial pinch from time to time. If you're in one, only you can be the ultimate judge of how urgent your borrowing situation is, but emergency loans are typically used to cover home and auto repairs, medical expenses and other unexpected bills. In these situations, you may need fast, reliable funding that can cover your financial shortfall. And while these situations can certainly be scary, Pounds to Pocket does all it can to relieve stress and anxiety and get your finances back on track.

What Does Pounds to Pocket Offer?

Pounds to Pocket offers instalment loans from £200 – £2000, repayable over a period of 6 – 12 months. While shorter-term loans (like those from our sister site QuickQuid) may provide the same amount if you are looking for a smaller crisis loan, instalment loans from Pounds to Pocket can offer more money with a longer term for you to pay it back.

Our process is short and simple. Just complete your application online in a matter of minutes and wait for a decision. In most cases, loan decisions may take up to 30 minutes. If approved, money will be sent to your bank account within 10 minutes after approval.§

How Do Emergency Loans Compare with Budgeting Loans?

When people search for budgeting loans, they're generally looking for interest-free loans provided by the government. These loans can be a great fit for those who are eligible, but not everyone is eligible for a government-backed budgeting loan. People who aren't eligible may want to apply for an emergency loan from Pounds to Pocket, which is often for the same amount of money and can be used to cover the same expenses a budgeting loan would cover. The entirely online process, paired with top-notch customer support, makes crisis loans from Pounds to Pocket a great alternative for those who aren't eligible for a budgeting loan.

Can Pounds to Pocket Help with Budgeting or to Avoid a Crisis?

While our loans are often used to cover unexpected emergency expenses, they can also be used proactively to avoid emergencies and get you through a financial shortfall. If you see a financial crisis on the horizon, applying for an emergency loan with Pounds to Pocket may help you bridge the gap and avoid even greater financial distress.

How Do I Apply for a Loan with Pounds to Pocket?

You must meet the following requirements to apply for a loan with Pounds to Pocket:

If you meet those requirements and are in need of an emergency loan, go ahead and apply today!