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How It Works

Uncomplicated loans to fit your budget.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £700 for 11 months at £120.48 per month. Total repayment of £1,325.26. Interest: £625.26. Interest rate: 150% pa (fixed). 277.5% APR Representative.

Here's how it works:


Application

Apply online for up to £2,000 from home or on the go with your mobile device

Decision

Submit your application to receive a loan decision

Funding

If approved, get cash sent within 10 minutes after approval§

Repayment

Repay between 6 and 12 months
NOTE: When a loan application is submitted, a full application search record is also created. If a credit report shows that too many application searches have been attempted in a short period of time, it could signify great financial need or identification fraud.

Personal Loan Requirements

Make sure you meet these requirements before applying:
  • Have a valid bank account
  • Receive an income through employment or self-employment
  • Be a resident of the United Kingdom
  • Be at least 18 years old

Repayment Options

With the Pounds to Pocket LoanBuilder, choose to repay your personal loan between 6 and 12 months with the following options:
  • Debit Card. Your regularly scheduled payments will be automatically withdrawn from your debit card on your due dates at no additional cost.
  • Direct Debit Authorisation. Use this option if you don’t have a debit card. Your regularly scheduled payments will be automatically withdrawn from your bank account on your due dates.