Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £600 for 12 months at £95.37 per month. Total repayment of £1144.44. Interest: £544.44. Interest rate: 140% pa (fixed). 278% APR representative.
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New customers can apply for up to £2,000†, and if approved, they can pay it off in installments over the next 6 to 12 months. If you're looking to take care of a necessary home or car repair, or if you had another unexpected expense come up, consider Pounds to Pocket for an installment loan.
Do you know how much you need to borrow? Use our loan builder to find out what your monthly payment will be! Our customer service representatives are waiting to hear from you and answer any questions you may have about installment loans.
As a first-time borrower you can apply for up to £2,000†. Whether you need cash to pay off an emergency expense or make an unexpected car repair payment, installment loans from Pounds to Pocket will provide you with the cash you need, and you can take up to a full year to pay it back, if approved.
The amount of time between filling out a loan application and when a customer will receive the loan depends on a number of factors. For starters, what type of loan are you taking? Short term installment loans tend to have a shorter repayment period and a quicker delivery, while longer-term loans — such as a home mortgage loan — require a more complicated review process, and therefore take a longer time to deliver.
At Pounds to Pocket, we provide personalized installment loans for our customers. The Pounds to Pocket Loan Builder gives customers the option of choosing a loan amount anywhere from £200 to £2,000.† And with repayment periods anywhere from 6 to 12 months, we have created a system that allows our customers to create unsecured loans that work for their unique financial circumstances.
Because they are considered "short term," Pounds to Pocket loans are usually on the shorter side of the loan spectrum in regards to the review process and the duration of the loan. Still, customers applying for a Pounds to Pocket loan must meet key criteria. In addition to being residents of the United Kingdom, customers must be at least 18 years of age, have a valid bank account, and possess proof of income. Additionally, we will look at a customer's credit circumstances, both as a consideration of the customer's financial history, and to make sure that providing that individual a loan might not become a greater burden for them.