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Loan Calculator

See what you could qualify for, if approved, with our easy-to-use loan calculator.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £700 for 11 months at £120.48 per month. Total repayment of £1,325.26. Interest: £625.26. Interest rate: 150% pa (fixed). 277.5% APR Representative.

How Much Can I Borrow?

The amount you can borrow is based on your application details. Use the calculator below to see what you could be eligible for, as well as the amount of interest you'd pay on your loan. Then just fill out our straightforward application to see if you qualify! Keep in mind there are no annual fees, early repayment fees, application fees or fast funding fees.

The Pounds to Pocket LoanBuilder

Loan Overview

Loan Term
Total Number of Payments
Monthly Interest Rate
Monthly repayments
Amount borrowed
Total Interest
Total to repay
For illustrative purposes only. Rates may vary.

How Does Pounds to Pocket Work?

When applying with Pounds to Pocket, you submit your application to receive a decision. If approved, you select the loan amount and repayment schedule that works best for you based on what's available. You can choose to repay anywhere between 6 – 12 months, allowing you to set up a calendar of set repayment dates with fixed repayment amounts. Then you get your money sent within 10 minutes after approval!§ To learn more about our application requirements and repayment options, check out our How It Works page.

Should I Choose Pounds to Pocket?

The most important aspect of finding a loan is doing your research, ensuring the lender you choose can help you with your unique financial situation. Consider your needs (loan amount, loan use, etc.) along with what you're capable of handling (repayment amounts, loan duration, etc.). Once you have a good idea of your unique needs, you can find a lender that fits. We think you should consider Pounds to Pocket for a loan because if you're looking for a flexible lending option, with loan amounts up to £2,000 and repayments from 6 – 12 months, you can apply with us today!

How Do I Repay?

With Pounds to Pocket, you can choose to repay your personal loan over 6 – 12 months via one of the following methods:

  • Debit Card. Your regularly scheduled payments will be automatically withdrawn from your debit card on your due dates at no additional cost.
  • Direct Debit Authorisation. Use this option if you don't have a debit card. Your regularly scheduled payments will be automatically withdrawn from your bank account on your due dates.