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Our Alternative to Traditional Payday Loans

How much do you need?

Pounds to Pocket is rated 4.2 stars by based on 309 reviews

Warning: Late repayment can cause you serious money problems. For help, go to
Representative Example: Amount of credit: £750 for 12 months at £119.21 per month. Total repayment of £1430.52. Interest: £680.52. Interest rate: 140% pa (fixed). 277.5% APR Representative.

Payday Loan Alternative from Pounds to Pocket

At Pounds to Pocket, we know that having multiple loan options to choose from can be the difference between an affordable loan and unaffordable debt. That's why we offer instalment loans, an alternative to traditional payday loans. Our instalment loans come in amounts up to £2,000, with repayments scheduled over 6 – 12 months.

What's the Difference Between a Payday Loan and an Instalment Loan?

Most significantly, the difference between a payday loan and an instalment loan is the number of payments arranged by the lender. In most cases, payday loans are designed to be repaid in one repayment (often on a customer's next payday). On the other hand, an instalment loan comes with a series of scheduled repayments. Additionally, instalment loans typically come in higher amounts.

How Does Pounds
to Pocket Work?

When applying for a loan from Pounds to Pocket, you submit your application to receive a decision. If approved, you select the loan amount and repayment schedule that works best for you based on what's available. You can choose to repay anywhere between 6 – 12 months, allowing you to set up a calendar of set repayment dates with fixed repayment amounts. Then, if approved, you get your money sent within 10 minutes after approval!§ Pounds to Pocket only serves UK customers, if you are in America and interested in a loan read more about CashNetUSA's payday loans.

Should I Choose
Pounds to Pocket?

The most important aspect of finding a loan is doing your research, ensuring the lender you choose can help you with your unique financial situation. Consider your needs (loan amount, loan use, etc.) along with what exactly you're capable of handling (repayment amounts, loan duration, etc.). Once you have a good idea of your unique needs, you can find a lender that fits. If you're looking for a flexible lending option, with loan amounts up to £2,000 and repayments from 6 – 12 months, apply today!

Payday Loans Online Through QuickQuid

If a Pounds to Pocket instalment loan doesn’t quite match what you’re looking for, we’d like to recommend our sister site QuickQuid. QuickQuid's payday loans have been provided to more than 1.4 million customers since 2007.