Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.
A personal loan is any type of loan made to an individual with an expectation of repayment. Personal loans typically don't have a specific name attached to them (unlike an auto loan or a home mortgage) because the funds aren't usually tied to a single, specific purpose. A personal loan is a loan that can be applied for by all UK citizens that have a source of income and are at least 18 years of age:
Do you need money for immediate expenses but have nowhere to turn? At Pounds to Pocket, we offer online personal loans, otherwise known as installment loans or signature loans. We understand that sometimes financial situations pop up no matter what time of day or night it is. That's why our application is available 24/7 so you can apply for personal loans when it's convenient for you. There's no need to head to the store and wait in long lines. Instead, just flip on your computer and start filling out your application. Pounds to Pocket gives you the ability to apply from the comfort and privacy of your own home.
Most personal loans are unsecured, meaning they do not require collateral. For example, if you take a loan out to purchase an automobile, the automobile is the collateral because the lender can take the vehicle from you in the event that you don't repay. But with a personal loan, you often don't have to offer anything up in exchange for the funds.
Personal loans should only be used for emergencies such as unexpected car repairs. If approved, Pounds to Pocket may provide you with the funds you need to cover your unexpected bill. We do not promise instant funding or charge extra funding fees. We have no hidden fees, and if approved, cash will be sent to your bank account within 10 minutes after approval.§ Then, you can repay your loan in 6 to 12 monthly instalments.
Simplified repayment options make it easy to stay on top of paying back an unsecured personal loan and can all be done from the comfort and security of your own home. Have funds deducted straight from your debit card each month at no extra cost to you. Or make scheduled monthly payments deducted straight from your bank account each month, again at no extra cost to you.
As a fully licensed lender in the UK and a member of the Consumer Credit Trade Association (CCTA), Pounds to Pocket prides itself on giving best possible lending services to our customers. If you find yourself in need of emergency funds head over to Pounds to Pocket and start filling out your application today!
At Pounds to Pocket, we offer personal loans as high as £2,000† that you can repay gradually over time. There are various types of personal loans, such as payday loans and instalment loans. And of those, some loans are cheaper than others so be sure to do plenty of research before actually applying with a lender. While payday loans are typically due in full on the borrower's next pay date, personal loans from Pounds to Pocket are paid back in small instalments every month over a period of 6 to 12 months.
Not sure if you can apply? Using either a desktop computer or your mobile device you're eligible to fill out our simple application as long as you're 18 or older, a U.K. resident with a steady source of income, and have a bank account. If approved, you can borrow today and repay over a 6 to 12 month term that suits you.
Cheap personal loans may seem like the solution that you've been looking for if you've fallen a little behind on your credit card or car payments and need some extra cash. After all, they're cheap. That means that they are inexpensive and won't end up costing you an arm and a leg in the long term. Or will they?
The truth is that it’s hard to find cheap personal loans in the payday space. There are personal loans with no fees, but the final amount that you will end up paying on a loan really has more to do with who you are as a borrower than any kind of offer that an online lender can make. "Cheap" can just be used as a marketing ploy. Don't fall for the tricks some online lenders will try to fool you with. Apply for a personal loan from Pounds to Pocket today.
If the above options aren't available to you and you're considering an online lender, take a look at Pounds to Pocket. When you are looking for the best personal loans, contact Pounds to Pocket and ask about how you can apply for £1,000, or up to £2,000† as a first-time borrower. If approved, you can have cash sent to your bank account within 10 minutes after approval.§
Before you select a no guarantor loan, it is important to read and do your research. Once your research is done, come back to Pounds to Pocket and apply for our online loans today. If you are looking for high quality online loans, you owe it to yourself to review our options today. Apply online now!
You could have the cash you've been looking for deposited directly into your bank account within 10 minutes or less with no extra charge, if approved.§
More information can be found at our sister company's website, where On Stride Financial's personal loan page contains details about different types of personal loans and how to apply for them.
Fill out our online application and we typically let people know within 30 minutes whether or not they're approved for a Pounds to Pocket loan.¶ You have up to 52 weeks to repay which means each instalment for 52 week loans is in small affordable amounts. Don't hesitate when you can apply for the cash you need today. Apply for a personal loan from Pounds to Pocket today!