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6 to 12 Month
Unsecured Loans from Pounds to Pocket

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. 278% APR Representative.
Application
Apply online
for up to £2,000
Decision
Receive a loan decision
Funding
If approved, get cash
within 10 minutes after approval§

Pounds to Pocket is rated 4.2 stars by Reviews.co.uk based on 239 reviews

What are Unsecured Loans?

An unsecured loan is a loan where the borrower is not required to offer up any assets as collateral. If you default on your payments on an unsecured loan, your lender doesn't have any assets they can take from you as recourse.

A home mortgage would not be an unsecured loan because the borrower has to offer up their house as collateral. The bank can then take the borrower's house if the borrower is unable to repay the loan. However, a student loan is a type of unsecured loan, because the bank doesn't typically have anything they can take from you if you don't make your payments.

How can I get an Unsecured Loan?

Have you been denied a loan by a bank or a credit union? Are you in need of unsecured loans that have clear terms and are straightforward to apply for? Wish you could avoid the hassle of having to leave home and drive to the store, much less wait in long lines? At Pounds to Pocket, you can leave all those annoyances behind and apply for unsecured loans from the comfort and privacy of your own home. If approved, cash can be sent to your bank account within 10 minutes after approval.§

So whether you're having emergency car problems or other unexpected expense, now you too can get the cash you need when you need it the most, if approved. Keep track of your direct loans on a detailed personal customer account available to view online 24/7.

What types of expenses can I use an unsecured loan for?

You can typically use an unsecured loan for a variety of expenses. Many individuals take out unsecured loans to cover car repairs or even small home projects. As always, make sure you have a clear idea of the payment schedule and terms of the loan before committing to it.

Unsecured loans can be an alternative to pawning your valuable possessions at a loan shop or through an online auction website. Apply for a personal unsecured loan from Pounds to Pocket and, if approved, repay it on your paydays throughout the year. Wouldn't it be nice to keep the things you love and still get the money you need, if approved? We do not charge hidden fees or extra charges (see our rates and terms page for more detail).

Start Applying for a Quick Unsecured Loan

Pounds to Pocket unsecured loans are unsecured loans over 1 year. Applying can be all done from the comfort and privacy of your own home. Have funds deducted directly from your debit card each month on specific due dates. Or if you prefer, set up payment schedules with your bank to be automatically transferred at no extra cost to you.

If the banks and credit unions have turned you down, and you are looking for unsecured loans over 12 months, debit card loans (not to be confused with a loan from the financial institution that issued your debit card – at Pounds to Pocket certain repayment options require a debit card), best unsecured loans or just cash and don't know what product you need? Consider Pounds to Pocket. As a fully licensed lender in the UK and a member of the Consumer Credit Trade Association (CCTA), you are in good hands with Pounds to Pocket, if approved. Next time you find yourself in a tough financial bind and need unsecured loans in UK, remember to head online to Pounds to Pocket and consider our unsecured loans today!

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